A business plan is a detailed written statement that describes the nature of the business, the target market, the advantages the business will have over the competition, and the resources and qualifications of the owner.
A certification is a third-party attestation of an individual's stage of understanding or proficiency in a sure industry or career. They're granted with the aid of the government inside the area, including expert societies and universities, or by way of personal certificate-granting agencies. Most certifications are time-constrained; a few expire after a time frame (e.G., the lifetime of a product that required certification for use), even as others may be renewed indefinitely so long as sure necessities are met. Renewal commonly calls for ongoing education to remain up-to-date on advancements inside the area, evidenced by earning the desired range of continuing schooling credit (CECs), or continuing training gadgets (CEUs), from accepted professional improvement courses.
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When the expected inflation rate increases, the real cost of borrowing ________ and bond supply ________, everything else held constant.
When the expected inflation rate increases, the real cost of borrowing decreases and bond supply increases everything else held constant.
What is inflation rate?
Price increases, or inflation, can be thought of as the gradual loss of purchasing power. The average price increase of a selection of goods and services over time can serve as a proxy for the rate during which purchasing power declines. A unit of currency now effectively buys more than it did in earlier periods due to the increase in prices, which is frequently expressed as an increase in percentage. Deflation, which happens when prices fall and purchasing power rises, can be compared to inflation. Human needs go beyond just either one two products, even though it is simple to track price changes over time for specific products. For a comfortable life, people require a wide variety of products as well as a variety of services.
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If a 25% price increase for product a causes a 10% decrease in its quantity demanded, but no change in the quantity demanded for product b, what is the cross-price elasticity of these goods? round your answer to one decimal place.
Since, 25% price increase of product A causes 10% decrease in its demand but no change in demand of product B, means these are unrelated goods and cross- price elasticity will be zero in this case.
Cross-price elasticity quantifies how responsive a product's demand is to an alteration in a correlating price of the product. A few products in the market can regularly be linked to each other. This might imply that an increase or reduction in the price of one commodity can have an influence on the demand for the other.
A price hike in a complementary product reduces demand or has a negative cross-price elasticity, whereas an increase in price in a similar product increases demand or has a favorable cross-price elasticity. Here the two goods product A and product B are not related to each other therefore, their cross -price elasticity of demand will be zero.
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Chris is gathering information about the general economic environment in nepal. In doing so, he will look for information about the general economic environment, market size and population growth rate, and.
In order to gather information about the general economic environment in Nepal, Chris should look for information about the general economic environment, market size and population growth rate, and e. real income.
In the field of business, the general economic environment of a country refers to the performance of businesses and organizations of the country and the revenue that they are producing.
In order to gain knowledge on the general economic environment of Nepal, Chris should first look at the general economic environment worldwide and ten also at Nepal in particular. He needs to know the market size of Nepal in order to speculate whether the general economy is proving to be beneficial.
Population growth also affects the general economic environment as the more the population, the more will be the revenue. He also needs to look at the real income that is made by the people or businesses.
Although a part of your question is missing, you might be referring to this question:
Chris is gathering information about the general economic environment in Nepal. He will look for information about the general economic environment, market size and population growth rate, and
a. political status.
b. airport capabilities
c. culture.
d. religious institutions
e. real income
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which of the following is not true regarding defensive strategies? multiple choice question. they usually help enhance a firm's competitive advantage. they can weaken the impact of attacks that occur by other firms. they can influence competitors to aim their efforts at other rivals. they can lower the risk of being attacked by other firms.
Regarding defensive strategies it is not true that they usually help enhance a firm's competitive advantage.
A marketing approach known as a defensive strategy aids businesses in keeping hold of valuable clients who may otherwise be attracted by rival businesses. Companies that are situated in the same market niche or that cater to the same customer base are considered competitors.
Each company must safeguard its brand, growth prospects, and profitability when this rivalry exists in order to preserve a competitive edge and a respectable reputation among other brands. Businesses work to eliminate their rivals from the sector in an effort to lower the risk of financial loss.
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suppose you have an investment in a stock that had a negative 50% return (a loss) in the first year and a positive 50% return (a gain) in the second year. the geometric returns is 0%
Answer:
False
Explanation:
the answer is false
Disadvantages of canteen
The quality of the food is another drawback of an office canteen.
The required details for canteen in given paragraph
Having a cooked lunch is a luxury for many employees, but as it becomes more commonplace, many may choose the tastier options instead of giving their food much care. Unhealthy selections start to dominate and, if routinely consumed, will result in future issues. For kids who may feel overwhelmed by their newfound freedom to choose what they eat for lunch, having too many food options can result in making bad eating decisions.
Despite the fact that parents frequently have little knowledge of the foods their children choose, they are the ones who load money onto their pupils' lunch cards.
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recruiting may include many steps from the initial opening of a job, to advertising the position, screening, interviewing, another round of interviews, waiting for the new hire to give notice, to finally the new hire begins working.
Reactive recruiting may involve several processes, such as promoting the vacancy, screening, interviewing, and conducting more rounds of interviews before the new hire starts working.
The conventional approach to hiring has been reactive recruiting for a very long time. All of the biggest staffing working companies are now switching to proactive recruiting, and this is quickly changing. about which you can read more here. Even if reactive recruitment isn't utilized as much anymore, it's still important to understand.
It makes a lot of sense to use reactive recruiting. It was utilized for such a long time in part because of this. You search for candidates to fill open positions when you have one. Theoretically, there is no alternative way to approach the situation. If you have working candidates but not the position, you will only come across worse to the candidates. Which would ultimately simply give you a terrible reputation in the industry.
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The complete question is
___________________ recruiting may include many steps from the initial opening of a job, to advertising the position, screening, interviewing, another round of interviews, waiting for the new hire to give notice, to finally the new hire begins working.
to what extent does the development of new technologies simplify and routinize the jobs of employees? can you give an example? how can new technology lead to job enlargement? discuss.
It is important to note that technological advances have historically increased productivity, generated sustained increases in living standards, and created more jobs than they have destroyed.
Productiveness is the performance of manufacturing of products or services expressed by using some degree. Measurements of productiveness are often expressed as a ratio of a combined output to an unmarried input or an aggregate enter utilized in a manufacturing process, i.E. Output according to a unit of input, normally over a particular time frame. The most common instance is the (combination) labor productivity degree, one instance of that is GDP per employee. There are many distinctive definitions of productivity (including those that are not described as ratios of output to enter) and the selection among them relies upon the reason of the product size and/or records availability. The important thing supply of difference among various productiveness measures is also generally related (without delay or circuitously) to how the outputs and the inputs are aggregated to acquire any such ratio-kind measure of productiveness.
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prism associates purchases framed prints from a local artist and mails one to each of its three favorite clients. each print costs $70; packaging and shipping costs are $10 per print. presuming proper substantiation, prism associates' deduction is:
Prism might deduct $35 for each print sent ($25 gift maximum + $10 for packaging and shipping) × 3 clients = $105.
What's called as packaging?Packaging is the wisdom, art and technology of enclosing or guarding products for distribution, storehouse, trade, and use. Packaging also refers to the process of designing, assessing, and producing packages.
Simplifying the calculation :Prism associates deduction is = ( $25 + $10) × 3
= $35 × 3
= $ 105
Prism may abate$ 35 for each print transferred($ 25 gift maximum$ 10 for packaging and shipping) × 3 guests = $ 105.
Business gifts are deductible only to the extent of$ 25 per patron per time. Incidental costs similar as drawing, gift wrapping, mailing, and delivery are also allowed( in addition to the $ 25 outside).
What does packaging mean in shipping?It's the alternate step in order fulfillment, right after the selecting process. The packaging process takes place in the storehouse and generally consists of choosing applicable accoutrements and an applicable vessel to pack the products, importing the package, and labeling it with the applicable tab or packaging slip.
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A decrease in the price of domestically produced industrial robots will be reflected in.
A decrease in the price of domestically produced industrial robots will be reflected in the GDP deflator but not in the consumer price index.
What is industrial robots?
A manufacturing robot system is referred to as an industrial robot. Industrial robots have three or maybe more axes of motion, are automated, and can be programmed. Robots can be used for a variety of tasks that require high endurance, speed, and precision, such as welding, painting, assembly, disassembly, picking and placing for printed circuit boards, packaging and labelling, palletizing, product inspection, as well as testing. They can help with handling materials. According to the International Federation of Robotics, 1.64 million industrial robots are expected to be in use worldwide by 2020. (IFR). The most popular type of industrial robots are articulating robots. They are also known as robotic arms or manipulator arms because of the way they appear to be human arms. The articulated arms can move in a variety of ways thanks to their multiple degrees of freedom of articulation.
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16.the dollar level of government spending in total is not necessarily equal to the dollar level of government as a component of gdp. this is so because a.government itself does not produce anything, so it cannot be included in a variable that measures production b.government spending is offset by taxes and borrowing, so only positive net spending can be included in the computation of gdp, not total spending c.government spending is offset by positive levels of taxes and negative levels of transfer payments, assuring that government will be a smaller portion of gdp than its actual spending
Total government spending consists largely of transfer payments, which are excluded from GDP calculation because they have no connection to current production.
Transfer payments are not included in government spending payments when determining GDP. which are the redistribution of funds from one party to another instead of the spending of money on recently produced products and services.
A country's gross domestic product (GDP) is the sum of the market values of all the finished products and services produced within its borders during a certain time period. It serves as a thorough payments assessment of a particular country's economic health as a wide indicator of entire domestic production.
While GDP is frequently estimated on an annual basis, it is also occasionally calculated on a quarterly basis. In the United States, for instance, the government produces an annualized GDP estimate for both the calendar year and each fiscal quarter. Since each set of payments data in this report is presented in actual terms, price changes are taken into account and the data is therefore net of inflation.
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The complete question is
The dollar level of government spending in total is not necessarily equal to the dollar level of government as a component of GDP. This is so because
a. Government itself does not produce anything, so it cannot be included in a variable that measures production
b. Government spending is offset by taxes and borrowing, so only positive net spending can be included in the computation of GDP, not total spending
c. Government spending is offset by positive levels of taxes and negative levels of transfer payments, assuring that government will be a smaller portion of GDP than its actual spending
d. spending in total includes a substantial amount of transfer payments, which cannot included in the computation of GDP as they are unrelated to current production
chocolate industries earned $3,900 on an investment that is currently worth $25,000. what was the value of the investment before the manager earned the interest?
The value of the investment before the manager earned the interest was $21,100.
The value of the investment before the manager earned the interest can be calculated using subtraction.
Subtraction is one of the four basic arithmetic functions and can be described as the process of taking away a number from another number or in other words the process of removing objects from a collection.
As the current worth is given to be $25,000 and the industry earned $3900 on the investment, therefore the value of the investment can be calculated by subtracting the earned amount from the current worth as follows;
investment = 25000 - 3900
investment = 21,100
Therefore, the value of the investment is calculated to be $21,100.
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a team of researchers recognizes that the line of scientific inquiry they are pursuing has the potential for both public benefits and the risk of harm to the public. what decision will the team make if they are guided by the principle of public beneficence?
The team will likely pursue the scientific inquiry, as the potential public benefits outweigh the risks of harm.
What is risks?
Risk can be defined as the chance that something negative will occur. Risk is uncertainty about how an action will affect or implicate something that people value, frequently focusing on unfavourable outcomes. There have been many different definitions put forth. "Effect of Uncertainty on Objectives" is the international standard description of risk for use in various applications. Different practise areas have different understandings of risk, approaches to risk assessment and management, descriptions of risk, and even definitions of risk. Links to articles with more information on these topics are provided in this article. The international standard for managing risk, ISO 31000, offers fundamental ideas and general recommendations for handling risks that organisations must deal with.
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why can diversification not eliminate all risk? risk is inherent to a stock market investment. some companies in the portfolio may go bankrupt. some risk factors are specific to particular companies. common factors affect most stocks in a similar fashion.
Diversification will mean that there will eradication of unsystematic risk in the portfolio, but systematic risk will never be eliminated because systematic risk reflects to market risk which is impacting all of the stocks within the portfolio in similar manner.
What is Diversification?
Diversification in finance refers to the process of assigning capital in a way that limits exposure to any one specific asset or risk. Investing inside a variety of assets can help lower risk or volatility, which is a common step towards diversification. A diversified portfolio will have a lower variance than that of the weighted average variance of the its constituent assets, and frequently less volatility than that of the least volatile of its constituents, if asset prices do not fluctuate precisely at the same time. One of two general strategies for lowering investment risk is diversification. Hedging is the other.
Diversification will be an reflection of allotment of the capital throughout different assets, and as such diversification will mean there will be elimination of systematic risk in the portfolio.
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What is the average number of careers a person
has between the ages of 18 and 42?
Answer:
The average number of careers is 10
How can Ethical trends affect my pharmacy business with (examples) 1 Parapgraph
A widespread desire to improve the world is what motivates ethical business trends. Due to recent events, a pharmacy business model can supply medicines at a cheaper rate.
How can Ethical trends affect my pharmacy business?Respecting the consumer's individuality and rights while assisting them in making health-related decisions that are well-informed. Respecting the consumer's dignity, privacy, secrecy, uniqueness, and preferences should be part of this.
Recognizing the client's health and wellness as their first concern, using their expertise, and offering compassionate treatment in a proper and professional manner are all part of a pharmacist's ethical obligations to the consumer. to uphold the profession's reputation and the public's faith in it and to abstain from misusing this respect.
Must recognize their place in the larger community, including their professional function and duties to supervise and provide pharmaceutical products for the best possible health results.
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clairmont company recently changed from a manual manufacturing process to an automated manufacturing process. based on this, they should also implement incentives for ethical behavior. implement activity-based costing. pursue corporate social responsibility. evaluate the company for a balanced scorecard.
A balanced scorecard (BSC) is a visual tool used to compare an activity's effectiveness to a company's strategic aims. In order to make sure that the company's activities are in line with its overall strategy and vision, balanced scorecards are frequently employed during strategic planning.
Activity-based costing:
Overhead and indirect costs are divided across related goods and services according to the Activity-based costing (ABC) method. This accounting approach of costing acknowledges the link between costs, overhead activities, and produced items, allocating indirect costs to products less arbitrarily than conventional costing systems do. However, it can be difficult to link some indirect costs, like the management and office staff salaries, to a particular product.
Employees should be rewarded for making moral decisions by receiving money bonuses, professional advancement, or awards for good stewardship while boosting profitability. Making a profit sharing scheme is arguably the best incentive for employees to behave ethically.
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true or false: because most firms tend to raise funds in large, lumpy amounts, their weighted average cost of capital should consist of the individual, after-tax cost of the particular source of funds used to finance an investment project. true false
It is TRUE to state that because most firms tend to raise funds in large, lumpy amounts, their weighted average cost of capital should consist of the individual, after-tax cost of the particular source of funds used to finance an investment project.
What is the weighted average cost of capital?WACC indicates a company's average after-tax cost of capital from all inputs, including common stock, preferred shares, bonds, and other kinds of debt. WACC is the average interest rate that a corporation anticipates paying to finance its assets.
Because WACC is frequently employed as the discount rate for capital projects, lower WACC computations make project profitability more achievable.
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the manner in which union dues are collected wherein the union member agrees to a payroll deduction of union dues, which are collected by the employer and paid directly to the union is called the:
The term "dues check off system" refers to a method of collecting union dues in which the union member consents to a payroll deduction of dues, which are then gathered by the employer and given directly to the union.
An employee is a person who is employed by an employer to do a certain task. Employers have control over how much money employees receive, when they work, and how they work. Employees receive perks in return that contractors do not. With their employer, employees often agree on a salary and receive benefits like overtime compensation and vacation time. In contrast to independent contractors, employers take up the financial risk of the endeavor in exchange for greater control over the employee's job, making employees a different type of entity.
A person who can be hired by an employer to perform a specified task is known as an employee. Employers have complete control over what employees do and how it will be done, in contrast to contractors who enjoy greater freedom than employees.
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In a manufacturing company , the budget details the raw materials that must be purchased to fulfill the production budget and to provide for adequate inventories . ( enter only one word per blank )
In a manufacturing company , the direct materials budget details the raw materials that must be purchased to fulfill the production budget and to provide for adequate inventories.
Components that go into a manufactured good are known as direct materials. For instance, the direct materials used in the creation of a smartphone are the screen, integrated circuits, camera modules, and buttons. Direct material refers to the tangible components that make up a production. For instance, water are direct materials for a baker. Cost accounting uses the direct materials concept to categorize this cost independently for various forms of financial analysis.
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a weighted scoring model typically uses several weighted selection criteria to evaluate project proposals. an example of this would be a(n) .
The weighted scoring model that used to evaluate project proposals is project screening matrix. Project screening matrix can be defined as a tool used to screen projects by listing each one against different categories of weighted screening criteria.
A weighted scorecard or also known as A weighted scoring model can be defined as a project management technique used for weighing certain decisions, such as prioritizing the development of product features, prioritizing project actions, purchasing new software, etc. Weighted scoring model is used to prioritize your product backlog, to felicitate working on relevant tasks that will give valuable returns to the business and meaningful, and to helps teams to make any decision.
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When janelle decided to buy a new computer, she thought about all the brands she could recall seeing advertised, but when she visited her local best buy, she limited her search to only those brands she would consider buying. the brands available at best buy represent janelle's set.
Situational influences are transient circumstances that have an impact on consumer behavior.They include tangible elements like a store's layout, buying areas, music, lighting, and even odors.Businesses work to improve the physical conditions that shoppers encounter.
What are the situational factors that could alter the consumer decision making at the time of purchase?The likelihood that someone will go through all six stages of the purchasing process is probably limited to specific circumstances, such as when purchasing a thing for the first time or when purchasing expensive, durable, infrequently used items.Complex decision-making is what is meant when this occurs. Which of the aforementioned purchases would consumers be most likely to make with limited problem-solving.A regular coffee drinker's typical purchase is generally coffee to go.But problem solving skills will likely be reduced as a result of college courses. Physical surroundings, social surroundings, temporal perspective, task description, and antecedent state are the five components that make up situational factors. There are four different forms of consumer behavior: complex buying behavior, dissonance reduction, variety seeking, and habitual buying behavior. Consumer decision-making can appear complicated, but all buyers follow the same fundamental stages to choose the goods and services that will best meet their needs.Whether purchasing something, especially when it's something substantial like a car, consider your own thought process. When acquiring high-involvement products, buyers don't exhibit routine response behavior.Instead, they participate in what is known as prolonged problem solving, spending a lot of time weighing various factors such product features, costs, and warranties.To learn more about decision making refer
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weber company has the following account balances: purchases $28,000 sales returns and allowances 4,000 purchase discounts 2,500 freight-in 1,875 compute the cost of goods purchased for the period.
Cost of goods purchase = Purchase + Freight-in = $28,000 + $1,875 = $29,875
The following account balances are held by Weber Company: spends $28,000 on purchases, allowances, and sales returns. Discounts on 4,000 purchases Calculate the cost of the period's purchases using 2,500 freight-in 1,875.
An allowance is a reserve set aside in anticipation of costs that will arise at a later time. By creating a reserve, an expense that would have otherwise been recognized in a later period is instead recognized sooner, into the present period.
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nicole is the development director in the new product department and was recently assigned to development director in the marketing communications area. this is a lateral move that doesn't change her level of responsibility. this is an example of a .
Nicole is the development director in the new product department and was recently assigned to development director in the marketing communications area. this is a lateral move that doesn't change her level of responsibility. this is an example of a transfer.
What is director?
At the company's annual general meeting, shareholders typically elect directors (AGM). When the appointment is put to a vote, it is approved if indeed the majority of shareholders do so. A vote may occasionally be required at such an Extraordinary General Meeting (EGM), for instance, if a director leaves suddenly or a vacancy arises without warning. In such event, the remaining directors may appoint a new director on a temporary basis, but such appointment shall be subject to confirmation by the shareholders as soon as practicable. Companies have different procedures for naming new directors, and the specific procedure is typically outlined in the company's articles of association.
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a manufacturer of hats concentrates all its efforts on cost containment by offering the product in only one size but in a variety of colors, using a one-size-fits-all approach. this involves a
Since the marketer is concentrating on offering same goods in one size but in different colors to all, this strategy is called as mass marketing.
In essence, mass marketing is a tactic meant to draw in a large section of the population. It overlooks niche demographics differences in Favour of appealing to the biggest possible group of prospective customers. Mass marketing approach concentrates on a higher number of sales at reduced prices in order to get the goods its most publicity possible.
One of the major benefits of mass marketing is that it can through single program, any advertising messaging distributed through mainstream media such as television and print have the potential to reach millions of viewers. Achieving advantages of scale can also lower the cost of distribution channels in contrast to serving and transporting goods based on a particular target audience.
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What is productivity? question 1 options: the accuracy with which you complete tasks the number of tasks assigned to you how well organized your tasks are the rate at which you complete tasks
Answer: Hey! The answer should be "the rate at which you complete tasks" i think.
Explanation: I took the 6.03 quiz <33
Productivity is the rate at which you complete tasks.
Productivity boosts morale and creates a corporation subculture of excellence, ensuing in an improved place of the work environment. When an organization is especially efficient and a success, incentives like pay hikes, bonuses, medical insurance, etc., are made available to the personnel.
Those may be skills that assist a man or woman excel at his/her job, however, they can also be skills that carry groups collectively to work more correctly for the extra goal. Examples of productiveness capabilities include time control, organizational and making plans abilities, problem-solving, and decision-making competencies.
Truly put, workplace productiveness is getting your paintings accomplished in the least amount of time without compromising the satisfaction of work and your body as well as your intellectual properly-being.
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lone pine company has a machine that originally cost $60,000. depreciation has been recorded for four years using the straight-line method, with a $5,000 estimated salvage value at the end of an expected ten-year life. after recording depreciation at the end of four years, lone pine sells the machine. prepare the journal entry to record the machine’s sale for (round to the nearest dollar):
The cash, and accumulated depreciation equipment debited $39,000 and $22,000 respectively, while the equipment, and gain on sales of plant assets credited $60000 and $1000 respectively.
The journal entry
Description debit credit
cash 39000 0
accumulated depreciation equipment 22000 0
equipment 0 60,000
gain on sale of plant assets 0 1000
To record sale of machine
A journal entry is the process of keeping or making records of any economic or non-economic transaction. An accounting journal, which shows an industry's debit and credit balances, records transactions. The journal entry can be made up of multiple recordings, each of which can be either a debit or a credit.
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The question was incomplete. Check below the full question.
Lone pine company has a machine that originally cost $60,000. depreciation has been recorded for four years using the straight-line method, with a $5,000 estimated salvage value at the end of an expected ten-year life. after recording depreciation at the end of four years, lone pine sells the machine. prepare the journal entry to record the machine’s sale for 39000 (round to the nearest dollar).
the extent of rivalry among established companies is the lowest when: group of answer choices demand is growing rapidly. the industry's major product is a commodity. the fixed costs are high. the industry is entering a decline stage. exit barriers are substantial.
The extent of rivalry among established companies is the lowest when B. demand is growing rapidly.
In economics, demand is the volume of a good that consumers are willing and suitable to buy at colorful prices during a given time. The relationship between price and volume demand is also called the demanding wind.
Demand simply means a consumer's desire to buy goods and services without any vacillation and pay the price for it. In simple words, demand is the number of goods that the guests are ready and willing to buy at several prices during a given timeframe. Demand refers to the consumer's desire and amenability to buy a product or service at a given period or over time. Consumers must also have the capability to pay for commodities they want or need as determined by their disposable income budget. thus, demand is a force that affects profitable growth and request expansion.
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the closing process involves separate entries to close (1) expenses, (2) drawings, (3) revenues and (4) income summary. the correct sequencing of the entries is: a. (3), (2), (1), (4) b. (4), (3), (2), (1) c. (1), (2), (3), (4) d. (3), (1), (4), (2)
The closing process involves separate entries to close (1) expenses, (2) dividends, (3) revenues, and (4) income summary. The correct sequencing of the entries is (3), (1), (4), (2).
What is revenue?
The total income derived from the sale of products or services pertaining to a business's core operations is referred to as revenue. Because it appears at the top of the income statement, revenue, which is also known as gross sales, is frequently referred to as the "top line."
Revenue in accounting refers to the entire amount of money made through the sale of products and services that are essential to the company's core operations. The term "commercial revenue" can also refer to sales or turnover. Some businesses make money from royalties, interest, or other fees. The term "revenue" can mean income in general or the total amount of money earned over a certain time period, as in "Last year, Company X had revenue of $42 million." The general definition of profits or net income is total revenue less total expenses for a specific time period. Revenue is referred regarded as the "top line" in accounting since it increases equity in the Equity part of the balance statement.
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evonline.com/mycourses/GLESHELL003/lesson/12057/CEV71016_Assess03
ssessment III - Real Life Scenarios
reating a Family Budget
According to the presentation, housing expenses should not exceed which of the following percentages of monthly income?
O 20
O 40
O 30
O 10
The presentation, housing expenses should not exceed of the following percentages of monthly income 30.
Briefing:-The most widely used guideline for figuring out how much you can afford to spend on housing is that it shouldn't be more than 30% of your gross monthly income, which is your entire income before any taxes or other deductions are made. Rent and utility expenditures, such as heat, water, and electricity, are included in that 30% for renters.
What does the housing 20% rule entail?For instance, personal financial professionals advise spending no more than 30% of your income on housing. 20 percent of your income is still available to pay for other necessities. It may be challenging to maintain your rent or mortgage payment under 30 percent of your gross income depending on where you live.
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