Appraisals: An appraisal is a professional evaluation of the value of something. Appraisals are often used to determine the value of a property, art, and other possessions.
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What is freddie mac?Freddie Mac is a government-sponsored enterprise that buys mortgages from lenders and packages them into securities that are then sold to investors. Freddie Mac is one of the two major entities that securitize mortgages in the United States, along with Fannie Mae.
What is appraisal discrimination?Appraisal discrimination occurs when an employer uses an employee's performance appraisal as a pretext for discrimination. This can occur when an employer uses an employee's performance appraisal to justify demotion, denial of a promotion, or termination. Appraisal discrimination can also occur when an employer uses an employee's performance appraisal to set salaries, bonuses, or other benefits.
How many appraisals did freddie mac review to determine if there was appraisal discrimination?In order to determine if there was appraisal discrimination, Freddie Mac reviewed a total of four hundred and thirty-two appraisals. Of these, they determined that two hundred and ninety-six showed evidence of discrimination. This means that Freddie Mac will take further action to investigate these appraisal reports and determine if there was any misconduct.
Let me know if there are any questions regarding my answer.
The appraisals review by Freddie Mac were four hundred and thirty-two in order to determine if there was appraisal discrimination.
What are Appraisals?An appraisal is a professional assessment of the worth of something. Appraisals are frequently used to evaluate the worth of real estate, art, and other belongings.
Freddie Mac is a government-sponsored firm that purchases mortgages from lenders and packages them into securities before selling them to investors. Freddie Mac, along with Fannie Mae, is one of the two primary corporations in the United States that securitize mortgages.
Assessment discrimination occurs when an employer uses a performance appraisal as a pretext to discriminate against an employee. This can happen when an employer uses a performance evaluation to justify a demotion, denial of a promotion, or termination.
Freddie Mac examined a total of 432 assessments to evaluate whether there was appraisal prejudice. Two hundred and ninety-six of these were found to have signs of prejudice.
This indicates that Freddie Mac will take additional steps to review these appraisal reports and determine whether any wrongdoing occurred.
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During the debates over the ratification of the United States Constitution, Federalists and Anti-Federalists disagreed most strongly over
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Explanation:
In addition to the problems stated here, what other issue contributed to the problems faced by native americans on the great plains at the end of the 19th century?.
The other issue that contributed to the problems faced by native americans on the great plains at the end of the 19th centrury is the railroads brought an increase in population, leading to controversies over land usage.
Here's the complete question:
In addition to the problems stated here, what other issue contributed to the problems faced by native americans on the great plains at the end of the 19th century?
a. european diseases wiped out a substantial portion of the sioux population. be) timber land was harvested, robbing native americans of a valuable resource.
c. under the dawes act, indian reservations lost all of their federal funding.
d. railroads brought an increase in population, leading to controversies over land usage.
With industrialization occurring in the East and resources located in the West, Railroads became important to America. Railroads also brought more people to the West which again brought up problems of land ownership with Native American tribes. The fights on the Plains over land were violent and ended in the defeat of the last major tribes in the US.
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What was the subject of Federalist #10?
1. Separation of powers
2. Factions
3. Checks and balances
4. Republicanism
Based on the writings of Federalist #10, the subject of Federalist #10 can be said to be 2. Factions
What was Federalist #10 about?Federalist #10 was written by James Madison, who would go on to become the President of the United States. It was written to defend the need for establishing the United States as a Republic and a Representative Democracy.
Federalist #10 was written to warn against the rise of factions in the national government. James Madison believed that a direct democracy would cause this and that a representative democracy would afford the best chance to fight this.
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The subject of Federalist #10 was Factions. Thus, option B is correct.
What is a Federalist #10?The Founding Documents, a collection of writings started by Alexander Hamilton as well as authored by James Madison, argued for the establishment of the US Constitution in their tenth writing, Federalist #10.
It discusses the threat of "faction" in a functional democracy as well as makes the case that the national structure the Constitution established was really the best approach for addressing this issue.
The papers made the biggest impact on the discussion on the future American government's framework. Therefore, option B is the correct option.
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Which position did anti-federalists take during the debates over ratification of the u. S. Constitution?.
How similar were the actions of the US around the world to those of the Europeans in Africa? Please use evidence in your answer.
Prince Henry, a well-known Portuguese patron who wished to bring wealth to Portugal, provided funding for the first Europeans to travel to Africa's West Coast for trade.
What impact did Europeans have on Africa?Africans were greatly impacted by colonialism. Europeans developed economic policies that hurt the colonies rather than helped them. Economically, politically, and culturally, Africa suffered. Traditional ways of life and culture in Africa were lost.
America's commitment to Africa is solid and enduring. As partners in advancing our common interests and values in security, global health, combating climate change, freedom and democracy, and economic development, we actively involve African nations early on.
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do you think the effect of the soanish anerican war were benficial or detrimentsl to the united stats
Spanish colonial rule in the Western Hemisphere was ended by the Spanish-American War of 1898, which also secured American supremacy in the Pacific.
What impact did the Spanish-American War have on both the United States and the rest of the world?Following the Spanish-American War between the United States and Spain in 1898, Spanish colonial rule in the Americas came to an end. As a result, the US gained possession of lands in Latin America and the western Pacific.
How did the Spanish-American War affect society?Representatives of Spain and the United States signed a peace agreement in Paris on December 10, 1898, recognizing Cuba's independence, handing over Puerto Rico and Guam to the United States, and allowing the victor to pay Spain $20 million.
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How many square miles is Saint Marten
Answer:
Sint Maarten/Area
13.13 mi²
Which piece of artwork was produced in the middle ages? a painting of the madonna and child. mary, the mother of jesus, is seated on a throne with her infant son in her lap. he has a halo around his head. people are standing around the throne, looking at the 2 people. they are also wearing haloes. the painting has a flat, stylized, stiff quality. a painting of a man sitting casually in a chair, smoking a pipe and reading a newspaper. a painting of a woman and a young child in a field on a partly cloudy, windy day. the woman is wearing a light colored dress and holds a parasol.
Answer:
the Enthroned Madonna and Child are the oldest paintings on the National Gallery of Art’s walls. They may have been created by the same anonymous artist in Constantinople (now Istanbul, Turkey), then the capital of the Byzantine Empire. Panels such as these were highly influential in the development of Italian painting. They stand at the very beginning of the history of panel painting in Italy. Painting on wooden panel had not been common in medieval Europe as church decorations were mostly on the walls themselves, in fresco or mosaic. Painting on canvas came even later.
Around the 13th century, however, a confluence of events profoundly affected painting in Italy. Focus shifted to a new kind of freestanding imagery: the painted altarpiece. Italy experienced an influx of painted wood panels—and panel painters—from the Byzantine Empire. Following the Fourth Crusade in 1204, many icons (paintings of a sacred personage used as an object of veneration) were brought to Italy from Byzantine sanctuaries in Greece. Byzantine icon painters also left Greece to work in Italy, bringing their techniques and styles with them.
We can see the abstracted style of Byzantine icons here. The gold striations that define folds in clothing, the round volume of Mary’s veiled head, and the frontal pose of Jesus—who looks more like a miniature adult than a child—are all part of the Byzantine tradition. Because their subject is not the temporary appearance of the physical world but a holy and infinite presence, icons avoid direct references to earthly reality and to specific times or places. Instead, their backgrounds are dematerialized with shimmering gold, and figures appear timeless and unchanging.
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Explanation:
the quality of a society can be enhanced when citizens are proactive in providing service to the community and the nation. the initial call to serve came in whose inaugural address? multiple choice john f. kennedy ronald reagan harry s. truman
The initial call to serve came in Ronald Reagan's inaugural address. Thus, option B is correct.
What is society?Persons or a group of individuals can be considered members of society if they band together to establish a tradition or create a social structure. And these frequently have an objective or common goal. A society can be created at any time to support an individual's happy life.
Whenever people are proactive in assisting the neighborhood and the country, the character of a civilization can be improved. whose opening speech contained the original decision to serve was presented by Ronald Reagan.
Therefore, option B is the correct option.
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increasing feelings of nationalism among many groups led to which consequence after World War 1? apex
The rise of fascism or so-called national socialism in countries such as Germany and Italy was one of the most negative consequences of increased feelings of nationalism after World War I.
What exactly is national socialism?The National Socialist Movement (NSM) is a neo-Nazi organization with members all over the country. The NSM, once the largest and most visible neo-Nazi organization in the United States, has been in decline for several years, with only a few dozen members remaining.
Burt Colucci of Kissimmee, Florida, is the current president of the NSM. Colucci took over after longtime leader Jeff Schoep stepped down in March 2019 after James Hart Stern, a black civil rights activist who had previously taken over and dissolved a KKK organization, claimed to have taken over the NSM with the intention of undermining it. Stern and Colucci fought over ownership of the company until Stern died in October 2019.
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Use the excerpt from Hamilton’s Report Relative to a Provision for the Support of Public Credit to answer the question.
Hamilton believed strongly that the new nation could not be successful unless it was able to manage its economy and solve its economic challenges. Using the excerpt above, answer (A) and (B).
(A) In 2-3 sentences, explain the primary argument that Hamilton is making and supporting.
(B) In 2-3 sentences, identify THREE ways in which Hamilton supports this argument.
Hamilton is arguing that the country will only succeed if it is economically stable and independent.
Three ways he supports this argument are by showing the results of implementing credit at home and abroad, the advantages of strengthening the federal government across the states, and by showing the need for an American central bank.
Why did Hamilton have these views on the national economy?Because he knew that the states incurred a lot of debt during the revolution.Because he knew that the expense of holding such a large territory would be immense.Because he understood the need to promote a strong federal government.After the Independence of the colonies that formed the USA, there was a great economic and social disorganization. This is because the colonies had no notion of unity and were acting as independent states, with their debts and economic expenses.
This weakened the federal government and did not solve the national debt problem which was one of Hamilton's greatest concerns, as he believed that it weakened the country as a whole.
For this reason, he not only argued about the need to resolve these debts but created an entire economic and tax system that strengthened the federal government and promoted support to the states in a unitary manner.
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How does the writer explain the large number of people in Paris who work at making clocks, jewelry, and other luxuries
The writer explains them as well-defined professions of the second group.
This classification of Parisian manufacturers comes from studies conducted by the municipal administration in preparation for the creation of an industrial advisory council. It creates a list of 125 well-defined jobs that may be categorized into five classes. The first one consists of 24 businesses that produce yarn and textiles. There are more than notables in that group who have been active for at least six years and have never declared bankruptcy, making them eligible to vote in the council election.
Including solely independent manufacturers, the second category, which includes at least 20 metalworking trades, has 5,671 significant members. If we did not know that Paris inspires and fulfils the luxury commerce of a significant portion of Europe, it would be remarkable to discover 650 skilled clockmakers and watchmakers, 742 jewelers, 420 makers of musical instruments, 225 bronzeworkers, etc. in one city.
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In which of the following circumstances was
NO treaty or agreement signed by Richard
Nixon?
A. the meeting with Soviet leader Leonid Breshnev
B. the creation of the Family Assistance Plan
C. his China visit with Mao Zedong
D. the end of the Vietnam War
Answer:
B. the creation of the Family Assistance Plan
We hold these truths to be self-evident, that all men are created equal, that they are endowed by their creator with certain unalienable rights, that among these are life, liberty, and the pursuit of happiness." this quote from the united states declaration of independence is most associated with which of these philosophers?
The philosopher that says We hold these truths to be self-evident, that all men are created equal, that they are endowed by their creator with certain unalienable rights during declaration of independence is Thomas Jefferson .
Who is Thomas Jefferson ?Thomas Jefferson can be described as the American statesman, who can be described as a philosopher and the third president of the United States.
It should be noted that during the declaration of independence he was able to raise his voice that equality is very essential in the society and made the public to understand that the God created all human equality which is expected to be maintained.
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Which statement BEST describes how industrialization changed the lives of women and children in the nineteenth century?
The statement "Industrialization brought new opportunities for employment, changing ideas of work, and economic cycles of boom and bust" best captures how it altered the lives of women and children.
Women's roles underwent significant change during the nineteenth century. In addition to creating new opportunities for them as wage earners in the industrial sector, industrialization redefined women's roles in the home. The Industrial Revolution marked a significant time of global transition during which the majority of production was mechanized. A need for inexpensive labor arose as a result of this significant increase in production. This had the effect of allowing both women and children to work, though at a lower wage than men.
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When are two times in American history when one branch tried to gain more power, and the outcome of that attempt?
Answer:
The Legislative, Executive, and Judicial Branches keep each other in check and somewhat restricts each other. If one branch is more powerful than the other two then the other two will be weaker and that side of the government could collapse.
Why was this time (Athens) period considered a “golden age”
Please help me out this is for my exam!!!
Answer:
Answer down below!
Explanation:
Athens experienced a golden age after recently winning the Battle of Plataea. It was considered a "Golden Age" because they had soon flourished afterwards.
Detail: Hammurabi's code influenced the development of laws in ancient Rome. Conclusion:
Hammurabi's code definitely influenced the development of laws in ancient Rome in many ways:
Hammurabi ruled the new Kingdom of Babylon from 1792- 1750 BCE. His main claim to fame is his famous law code which established everything from the wages of ox drivers to the fact that the punishment for taking an eye should be having an eye taken.
There were a total of 282 case laws including economic provisions (prices, tariffs), family law (marriage and divorce), as well as criminal law (assault, theft), and civil law (slavery, debt) found in Mesopotamian times.
Conclusion: Hammurabi's code was the first ever code for a legal approach in that ancient times and his code acted as a base for society covered with laws and defined punishment for all.
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In the late nineteenth century, bonanza farms: a. were small, self-sufficient farms. b. were free homesteads in california. c. covered thousands of acres and employed large numbers of wage laborers. d. were the sharecropping farms found in the south. e. were settled along the railroad lines of the union pacific.
In the late nineteenth century, bonzana farms (C) Covered thousands of acres and employed large numbers of wage laborers.
Which of the following is true about urban life at the turn of the century? (Check all that apply)
A. Most roads and
sidewalks were not made
out of wood because it
was a fire hazard.
B. Many people lived
together in cramped
tenements.
C. Cities often had poor
sanitation.
D. The food industry was
well-regulated.
Most roads and sidewalks were not made. out of wood because it was a fire hazard, and cities often had poor sanitation. The food industry was well-regulated. is true about urban life at the turn of the century. Thus, options A, C, and D are correct.
What is urban life?A populated population with such a high density of inhabitants and building project infrastructures is referred to as an urban neighborhood or built-up region.
Since wood was such a fire risk and towns frequently had poor sanitary conditions, the majority of roadways and walkways just weren't constructed from wood. The food industry was tightly controlled. is accurate on early twentieth-century urban life.
Therefore, option A, C, and D is the correct option.
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What was strategic about the location/geography of Vicksburg?
The strategic importance of the location and geography of Vicksburg was that it controlled movement along the Mississippi River.
Why was Vicksburg so important?Vicksburg was a town that was strategically located on the Mississippi river which was very important to the Confederacy because the river split the Confederacy in half.
The Union therefore wanted to capture Vicksburg by all means because controlling Vicksburg meant controlling movement on the Mississippi River which would ensure that the Confederacy could not get resupplied from their Western states and regions.
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5. Steam powered paper production, steam driven
presses, and the telegraph all helped create:
a. the penny press.
b. the weekly newspapers.
c. the paperback novel.
d. the circus.
Which sentences best support the answer?
Answer:
b
Explanation:
did the question hope i was able to help
In mesopotamia, mesoamerica, and peru, chiefdoms were precursors to ______ states, which are states that arose on their own, not through contact with other state societies.
In Mesopotamia, Mesoamerica, and Peru, chiefdoms were precursors to primary states, which are states that arose on their own, not through contact with other state societies.
According to archeologists, Mesoamerica was developed as early as 21000 BC and also provided evidence for human presence. Mesoamerica and Peru served as the foundation of the primary states as they existed before the Spanish exploration and exhibited numerous characteristics of an indigenous and intellectual civilization which were manifested in their kingdoms and empires.
Before the 16th century, Mesoamerican civilization was spread only across Mexico and parts of Central America.
Before the development of states in 11000 BC, people used to gather their food by hunting in the glacial caps of North America.
By 7000 BC, people shifted toward agricultural activities and also extended their network among communities - the building blocks of societies.
These early societies were based on sharing ideas, cultural interests, and exchange of business activities among communities of the same societies which led to the development of states.
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With France no longer a concern to Spain, who made four important recommendations?
answer- The Agreement on Spanish-French Nationality establishes a symmetry between Spain and France on their treatment of dual nationality, and strengthens the ties between the two countries. France is the first non-Spanish- or Portuguese-speaking country with which Spain has signed a bilateral agreement of this nature.
What was President Hoover's response to the veterans of WWI that demanded their
pensions?
president herbert hoover angrily ordered the war department to draft the leaders of the protest into military services.
How were the Native Americans from the Subarctic and Great Basin Regions similar?
They were nomadic.
They had monotheistic beliefs.
They farmed the land.
They were skilled sailors.
Giving brailyiest
The similarity between the Native Americans in the Subarctic and Great Basin Regions was They were nomadic.
What were Great Basin Natives known for?The Natives in the Great Basin were known for being nomadic which meant that they moved from place to place in search of food. They did this based on their knowledge of the various seasons and where food would be available.
This was the same as the Subarctic Native Americans who could not really farm in their harsh climate. They would therefore move around to find food.
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Answer:
They were nomadic.
Explanation:
I have taken the test and got it right.
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Why might it be difficult to get approved from the congress to launch a rapid military action on a single target?
Answer:
It might be difficult because if it is a single target, they may see that the action is too extreme because it is a single person or place which is a smaller threat.
Explanation:
Which of these is NOT a belief of Christianity?
•Reincarnation
•Recognition of all who believe
•Monotheism
•Life after death
Answer:
Im pretty sure its reincarnation
Why did the mexican government work to attract foreign investors to build factories in mexico?.
Mexico's proximity to the United States and preferential access to the American market, as well as its macroeconomic stability, large domestic market, growing consumer base, and increasingly skilled yet inexpensive labor, all combine to attract foreign investors.
There are numerous federal universities, national universities, private universities, and technological institutes in Mexico. Companies that invest in Mexico have access to a workforce that includes over 113,000 engineering graduates each year. Mexico has an advantage over other Latin American countries due to its geographical location. It acts as a link between North and South America. In general, Mexico is an open jurisdiction for foreign investment. Mexico is one of the countries that accepts foreign investment due to local statutes and an extensive network of bilateral and multilateral investment treaties with countries all over the world.
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The ________ colonies included people from the most diverse group of european countries.
The middle colonies included people from the most diverse group of European countries.
Europe is a landmass conventionally taken into consideration as a continent in its very own right because of its terrific physical size and the burden of its records and traditions. Europe is also a subcontinent of Eurasia and it's located totally within the Northern Hemisphere and more often than not within the Japanese Hemisphere. Comprising the westernmost peninsulas of Eurasia, it shares the continental landmass of both Africa and Asia. Its miles are bordered by means of the Arctic Ocean to the north, the Atlantic Ocean to the west, the Mediterranean Sea to the south, and Asia to the east. Europe is normally considered to be separated from Asia by the watershed of the Ural Mountains, the Ural River, the Caspian Sea, the extra, the Black Sea, and the waterways of the Turkish Straits.
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