Match each component of a mortgage with its definition.
the amount a borrower needs to have
on hand to obtain a mortgage
taxes
the amount initially borrowed from a
lender
fees
the additional costs a lender charges
for processing a loan
principal
payments homeowners are required
to make each year to the government
down payment

Answer:

Form view

Explanation:

Form view can be regarded as screen display which is used to show one item or record that is been arranged like a preprinted form. FormView control helps in displaying a single record from a data source. A form can be regarded as database object which is used when entering, editing, or displaying data from a table or a query. It should be noted that When a user is entering data on a form, they would use Form view

Answer:a

Explanation:

Answer:

Forward channel ally

Explanation:

The distribution channel is made up of a network of different players that help in movement a good from the manufacturer to the final consumer.

It is made up of suppliers, middle men, shipping agents, wholesalers, and retailers.

Forward channel ally are the next steps in the distribution channel.

In this instance it is the shipping agent that is supposed to transfer the goods to the wholesalers.

Heavyweight, Inc experiencing disappointing financial results due to the costs associated with shipping its products to wholesalers is a example of forward channel ally cost disadvantage

Answer:

Explanation:

a. Monopoly has no competition so it can charge a higher price and produce less quantity when compared to a perfectly competition.  For a consumer, perfectly competition which provides more goods at a lower price is better.

b. Due to lack of competition, monopoly does not have to be efficient in its resource allocation.  To increase the allocative efficiency, the government can pass regulation to limit price charged and increase quantities of goods produced by the monopoly.

Answer:

Explanation:

compared 2 perfectly competitive firms, monopoly charges higher price and produces less quantity.

perfectly competitive firms are better for consumer

govt regulation can increase monopoly's efficiency by putting restriction on price n requiring quantity of goods produced.

Answer:

the cost per equivalent unit for materials is $34.60

Explanation:

The computation of the cost per equivalent unit for materials is shown below:

= (Beginning work in inventory + material added) ÷ material equivalent unit of production

= ($3,650 + $5,000) ÷ 250 units

= $34.60

Hence, the cost per equivalent unit for materials is $34.60

The same should be considered and relevant

Answer:

A. The more time the investor has, the more risk they can take because there is time to weather the declines in a stock and wait for it to regain some of its value before selling.

Explanation:

This is basically the reason why younger investors can afford higher risks than older investors. If you are 60 years old, you will probably invest in very secure stocks or bonds. Instead, when you are 25, you can afford investing in risky stocks that have higher than average growth potential.

Answer:

The more time the investor has, the more risk they can take because there is time to weather the declines in a stock and wait for it to regain some of its value before selling.

Explanation:

I got it right on the test nun to worry about.

Hello there! A complete answer is below!

Answer:

A. Interest rates would decrease because real estate would have a relatively lower rate of return compared to​ bonds, which would cause the demand for bonds to increase.

Explanation:

Interest rates would decrease because companies would realize customers aren't buying anymore. Due to low business and little profit, they would be forced to cut prices. There would be a sharp rate of returns rather than bonds. This would cause the rate of bonds to decrease. So, the answer is A.

Answer:

Sublease

Explanation:

A sublease is the renting of the property again from a tenant that already rented to someone else before but now it is rented to the third party i..e new for the portion of the existed lease contract of the tenant

Since in the given situation, the tenant lease the apartment to the friend. And the monthly rental payment is to be made to the landlord

So this given situation represent the sublease scenario.

Answer:

refers to how a cost will change as activity level changes

Explanation:

Cost behaviour is defines as how a business's expenses will change as a result of changes in its activities.

Business managers need to consider activities that may lead to spike or decline in the in expenses.

This will lead a robust annual budget that meets the cost need of the business.

Cost behaviour is divided into 3:

- variable costs that vary directly with changes in business activities. For example direct material cost.

- fixed costs that do not change as business activity changes. For example rent

- mixed costs have a mixture of variable and fixed costs. For example cell phone service that has a fixed charge monthly and also a variable charge for texting

It should be noted that Cost behavior refers to how a cost will change as activity level changes.

Cost behavior can be regarded as the indicator which shows the way a cost will change in total with respect to change in some activity.

Therefore, Cost behavior refers to how a cost will change as activity level changes.

Learn more about Cost behavior at;

https://brainly.com/question/14364696

Answer: C. Thursday, December 18th

Explanation:

The ex-date for dividends is the business day before the dividends are to be distributed. This is regardless of when the news of the dividends are announced by various entities.

The dividends are to be distributed on Friday, December 19th which means that the ex-date has to be the day before which is Thursday the 18th. As this is a weekday, we can assume that it is a business day as well.

Answer:

$1,800

Explanation:

Calculation to determine Jensen's gross income for the year

Using this formula

Gross income for the year=Fair rent value +Cash found

Let plug in the formula

Gross income for the year=$1,400+$400

Gross income for the year=$1,800

Therefore Jensen's gross income for the year is $1,800

Answer: April 2024

Explanation:

Based on the information given in the question, at a minimum, the appraiser must retain his workfile till April 2024.

It should be noted that appraisal records should be kept for at least a period of 5 years. In a situation whereby there is a report which is involved in the litigation, then such file must be maintained for a further two years. This is according to the Uniform Standards for Professional Appraisal Practice Record Keeping Rule.

Answer:

may attempt to develop a competitive advantage through resource bundling.

Explanation:

Competitive advantage can be defined as conditions, factors or circumstances that allow a business firm (organization) to manufacture finished goods or services better and perhaps cheaper than other (rival) firms in the same industry. Thus, it's responsible for putting a business firm in a superior or more favorable position than rival firms.

This ultimately implies that, a competitive advantage has a significant impact on a business because it increases its level of sales, revenue generation and profit margin when compared to rival firms in the same industry.

A company that lacks a competitively powerful stand-alone resource that would significantly propel it to the top of the market or industry it's operating in, may attempt to develop a competitive advantage over its competitors or rivals in the same industry through resource bundling and optimum use of these resources.

Answer:

Productivity is the rate of efficiency by which a company produces goods and services. Thus, output is only one part of the equation used to measure efficiency. ... If the company spends more on its input than it receives in output, it is not efficient.

Answer:

A

Explanation:

A country gains from trade if it specialises in the production of the good for which it has a comparative advantage

A country has comparative advantage in production if it produces at a lower opportunity cost when compared to other countries. this means that the country can produce the good by forgoing fewer alternative products

For example, country A produces 10kg of beans and 5kg of rice. Country B produces 5kg of beans and 10kg of rice.  

for country A,  

opportunity cost of producing beans = 5/10 = 0.5

opportunity cost of producing rice = 10/5 = 2

for country B,  

opportunity cost of producing rice = 5/10 = 0.5

opportunity cost of producing beans = 10/5 = 2

Country A has a comparative advantage in the production of beans and country B has a comparative advantage in the production of rice

Answer:

the answer is true I guess

Answer:

true

Explanation:

Answer:

The correct option is that a federal government budget deficit will decrease the supply of loanable funds and increase the equilibrium interest rate.

Explanation:

A federal government budget deficit refers to situation whereby federal government revenue is lower its expenditures.

When there is a federal government deficit, the federal government usually borrow loanable in order to meet the shortfall in the revenue. The effect of this demand for loanable funds by the federal government is therefore a decrease in the supply of loanable funds.

The decrease in the supply of loanable funds results in an excess demand for loanable funds by the private sector, this in turn leads to an increase the equilibrium interest rate which is the price for loanable fund.

Based on the explanation above, the correct option is therefore that a federal government budget deficit will decrease the supply of loanable funds and increase the equilibrium interest rate.

Answer:

c. brand insistence

Explanation:

Since in the given situation it is mentioned that the 83% of the loyal customers could not find the bonbon products at local stores so they will ordered online instead of purchasing the substitute goods as in the brand insistence refer the stage of the brand loyalty where the purchase would accept no alternatives and they will search for the particular brand only

Answer:

determining tax rates

Explanation:

The Federal Reserve System (popularly referred to as the 'Fed') was created by the Federal Reserve Act, passed by the U.S Congress on the 23rd of December, 1913. The Fed began operations in 1914 and just like all central banks, the Federal Reserve is a United States government agency.

Generally, it comprises of twelve (12) Federal Reserve Bank regionally across the United States of America, which are commonly referred to as Federal Reserve District Bank.

Like all central banks, the Federal Reserve is a government agency that is saddled with the following responsibilities;

I. The Fed controls the issuance of currency in United States of America: it promotes public goals such as economic growth, low inflation, and the smooth operation of financial markets.

II. It provides banking services to all the commercial banks in the country because the Federal Reserve is the "lender of last resort."

III. It regulates banking activities in the United States of America: it has the power to supervise and regulate banks.

Hence, determining tax rates is not a major responsibility of the Fed but the responsibility or function of the internal revenue service (IRS).

Answer: B. Slower money growth will lead to a liquidity​ effect, which will raise interest​ rates; however, the lower​ income, price​ level, and inflation will tend to lower interest rates.

Explanation:

Slower money growth would mean there is less money in the economy which means that there is less liquidity. This will increase interest rates because there would be less money available to loan out to people and so the ones that will be available have to be done at high rates.

As a result of the lower money supply though, people would have lower incomes and demand less goods which would reduce the price level. These will have the effect of reducing the rates to enable people get loans.

Answer:

The amount of total interest Cameron will earn on his investments at the end of 3 years is $1,171.80.

Explanation:

Let:

P = Principal

r = interest rate

t = number of years

n = number of times the interest is compounded in a year

Therefore, we have:

Interest on the account with simple interest after 3 years = P * r * t = $3,000 * 2.7% * 3 = $243

Interest on saving account after 3 years = (P * (1 + (r/n))^(n * t)) - P = ($5,000 * (1 + (1.8%/3))^(1 * 3)) - $5,000 = $90.54

Interest on certificate of deposit after 3 years = (P * (1 + (r/n))^(n * t)) - P = ($5,000 * (1 + (3.9%/3))^(4 * 3)) - $5,000 = $838.26

Total interest earned after 3 years = Interest on the account with simple interest after 3 years + Interest on saving account after 3 years + Interest on certificate of deposit after 3 years = $243 + $90.54 + $838.26 = $1,171.80

Therefore, the amount of total interest Cameron will earn on his investments at the end of 3 years is $1,171.80.

Answer:

D.

Explanation:

$1,135.30

Answer:

$78,345.28

Explanation:

Present value of amount paid later = Amount paid three years later * PV of $1

Present value of amount paid later = $58,000 * [1/(1.07)^3]

Present value of amount paid later = $58,000 * 0.816297877

Present value of amount paid later = $47345.276866

Present value of amount paid later = $47345.28

Present value of second option = $31,000 + $47,345.28

Present value of second option = $78,345.28

Answer:

avoid supplier delivery problem

Explanation:

Supply chain management can be defined as the effective and efficient management of the flow of goods and services as well as all of the production processes involved in the transformation of raw materials into finished products that meet the insatiable want and need of the consumers. Generally, the supply chain management involves all the activities associated with planning, execution and supply of finished goods and services to the consumers.

The fundamental principle of supply chain management is the complete collaboration between multiple firms. These multiple firms include a company that is saddled with the responsibility of manufacturing producer), a wholesaler, and a retailer who typically sells the products to the customers or consumers.

Basically, these three (3) firms or individuals are required to collaborate with each other so as to meet the needs of the customers in a timely manner or fashion and at a fair price too.

A contract can be defined as an agreement between two or more parties (group of people) which gives rise to a mutual legal obligation or enforceable by law.

A penalty clause can be defined as an express provision in a contractual agreement which places an obligation or penalty such as a forfeit or fine, upon the party who has breached a contract by providing compensation to the victim or aggrieved party.

Hence, the purpose of penalty clauses in purchasing agreements is to avoid supplier delivery problem between the producers, wholesaler, retailer and consumers or buyers and sellers.

Answer:

b. supply of dollars in the market for foreign-currency exchange shifts left

Explanation:

In the case when the expected return on the US assets should be rise while keeping other things constant so it reduced the dollar supply because the investors in US would begins switching the international investment to the domestic due to this it reduced the supply. This cause to shifting the supply curve to the left

Therefore the option b is correct

Answer:

UNEMPLOYMENT..

main cause..

Answer:

Good security is expensive but critical, and it is the responsibility of the business to ensure that the customer's private information is secure. C

Explanation:

Answer:

c

Explanation:

Answer:

the owner of the house would need to characterize the tenant as a licensee.

Explanation:

A licensee is a person that occupies a house but is not a tenant, therefore, he/she is not protected by the same laws that protect tenants. For example, a friend that stays in your house is considered a licensee or someone that stays in a hotel or lodge is also a licensee.

Answer:

Because it has no substitute s