What benefit do lenders get from reviewing a prospective borrower’s credit report?.

Answer: I would say its being able to talk to people and be social and not awkward  

Explanation:

In a contract where the payment is broken down such that 80 percent of the cost is for materials and 20 percent is for installation of those materials, the contract will be governed by the Uniform Commercial Code (UCC).

Uniform Commercial Code (UCC) refers to a comprehensive collection of laws which governs all commercial transactions in the United States. UCC is not a federal law however it is a commonly adopted state law.  UCC governs the contract that include purchase of goods and other tangible objects. The code was developed in an effort to regulate the laws across all states. UCC implies to movable goods sales and purchases including but not limited to timbers, crops, minerals, and shipments of goods between companies and consumers.

Note: The question is incomplete. The complete include options: a) the UCC; b) neither the common law nor the UCC; c) both the common law and the UCC; d) common law.

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Team member changes can be combined in a controlled way will help. One can create release arte facts with altered and new metadata components using org development and change sets.

The word "change management" refers to all strategies for assisting teams, individuals, and organisations in undergoing organisational transformation.

It comprises strategies that significantly alter a firm or organisation, such as those that reroute or redefine the use of resources, business processes, budget allocations, or other modes of operation.

To transfer customizations between Salesforce orgs, use change sets. Only changes made via the Setup menu can be included in Change sets. Change sets include org-related data. They don't include data like records.

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A product is a good, service, or idea composed of a collection of tangible and intangible attributes that satisfy customers and are received in exchange for money or another unit of value.

A product has tangible characteristics that consumers can perceive using their 5 senses. Product attributes that are tangible include shape, appearance, touch, packaging, mass, quantity, taste, volume, and composition. Quality, dependability, and aesthetics are examples of intangible product attributes.

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Menu engineering pricing methodologies assess menu items based on contribution margin and popularity.

Menu engineering is a technique for assessing a restaurant's menu pricing that determines which items to include and their menu prices using sales data and food costs. With such information, menu engineering entails classifying menu items according to their profitability and popularity (sales volume).

Selling price per unit less variable cost per unit equals contribution margin (CM), also known as dollar contribution per unit. The amount of sales income referred to as "Contribution" is the fraction that is not used to pay variable expenses and hence helps to cover fixed costs. One of the fundamental principles of break-even analysis is this idea.

Contribution margin, or the marginal profit per unit sold, is a helpful metric in carrying out different computations and may be used as a gauge of operating leverage in cost-volume-profit analysis, a type of management accounting. The labor-intensive service sector typically has low contribution margins, whereas the capital-intensive industrial sector typically has large contribution margins.

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Tax placed on the industry, producing socially efficient level of output,  too few units, giving up some units that have more consumer value than productive costs. Therefore, option (c) is correct.

Socially efficient output level is the output level that takes into consideration all the drawbacks and benefits of a transaction, or the equilibration that could be reached if the results of the industry accounted for the effect of externalized costs.

As per social efficiency, resources must be allocated so that everybody in the society would benefit. The right approach to distribute wealth in a society is to take into consideration both internal and outside advantages and costs. When government will increase tax on socially efficient level of output, they will not be able to produce as much to meet the requirements of society as a whole.

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The Question was incomplete. Check below the full question

Given an industry is producing the socially efficient output level, a tax placed on the industry will result in inefficiency because the market will produce

a) too many units, as some units produced will have more productive costs than consumer value.

b) too many units, as some units produced will have more consumer value than productive costs.

c) too few units, giving up some units that have more consumer value than productive costs.

d) too few units, giving up some units that have more productive costs than consumer value.

For the first month of operations under absorption costing, 28800 is the fixed cost added to inventory for this company's income statement.

The phrase "fixed cost" describes a cost that stays the same regardless of how many products or services are produced inventory or sold. Fixed costs are outlays that a corporation must cover regardless of any particular business operations. As a result, fixed costs are typically indirect because they don't affect how a company produces any goods or services. In general, businesses might have either fixed expenses or variable costs, which add up to their inventory overall costs. Shutdown points are typically used to cut back on fixed costs.

ABSORPTION COSTING INCOME STATEMENT :

Sales   396000

Less: Cost of goods sold    

Variable product cost (156000)  

Fixed product cost (72000*240/400) (43200)  

Total product cost   (199200)

Gross margin   196800

Less: selling and administrative overhead    

Variable (13200)  

Fixed (85000)  

Total selling and administrative expenses   (98200)

Net income   98600

Net income under absorption costing is higher than net income under variable costing by   28800

no of units in inventory (400-240)   160

Fixed cost per unit ( 72000/400)   180

Fixed cost added to inventory   28800

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The campus stop is a student cooperative and has accounts receivable of $1,800. The following transactions (summarized) have been chosen for analysis; campus halt employs a perpetual inventory system.

Accounts receivable (AR) is the remaining amount owed to a business for goods or services that have been delivered or consumed but have not yet been paid for by clients. The balance sheet classifies accounts receivable as a current asset. Customers' unpaid debt for goods they made with credit is referred to as AR.

1) Journal Entries:

Transaction Account title and explanation Debit Credit

a(1) Cash $275,000  

   Sales revenue   $275,000

 [To record cash sales]          

a(2) Cost of goods sold $152,070  

   Merchandise inventory   $152,070

 [To record Cost of goods sold]          

b (1) Sales returns and allowance $1,600  

   Cash   $1,600

 [To record Sales returns]          

b (2) Merchandise inventory $800  

   Cost of goods sold   $800

 [To record Cost of sales returns]          

c (1) Accounts receivable $20,000  

   Sales revenue   $20,000

 [To record Sales on account]          

c (2) Cost of goods sold $9,000  

   Merchandise inventory   $9,000

 [To record Cost of goods sold]          

d Cash $10,000  

   Accounts receivable   $10,000

 [To record collected from customer]          

e Sales returns and allowance $1,800  

   Accounts receivable   $1,800

 [To record Allowance given to customer]

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The complete question is

Campus Stop, Inc., is a student co-op. Campus Stop uses a perpetual inventory system. The following transactions (summarized) have been selected for analysis:

a. Sold merchandise for cash (cost of merchandise $152,070). $ 275,000

b. Received merchandise returned by customers as unsatisfactory (but in perfect condition) for cash refund (original cost of merchandise $800). 1,600

c. Sold merchandise (costing $9,000) to a customer on account with terms n/30. 20,000

d. Collected half of the balance owed by the customer in (c). 10,000

e. Granted a partial allowance relating to credit sales the customer in (c) had not yet paid. 1,800

Incorporating shared value across their value chain and creating an internet technology firm inside of the largest retailer in the world in order to promote flexibility is the CEO McMillon's main goal.

Internet technologies is a technological area that includes the knowledge and abilities required to create web-based, cloud-based, mobile, and e-commerce applications. This concentration is available as part of Taylor's University and University of the West of England, Bristol's Bachelor of Information Technology (Hons) with dual award degree.

Students should be able to create apps utilizing tools and software that are utilized on the Internet after completing this specialization/extension. This will aid students in pursuing their passion for being Internet savvy or in broadening their employment options as Internet Technology Specialists, Internet Technologists, Internet Technology Solutions Architects, Internet Technologies Support Analysts, Internet Technologies Systems Analysts, Internet Technologies Support, Internet Technology Infrastructure Support, and other related positions.

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Business markets differ in many ways from consumer markets. The main differences are in​ market structure, demand, and​ consumer.

The industrial market (also known as the producer or business market) is the set of all people and organizations that acquire merchandise and services that enter into the assembly of different products or services that square measure sold, rented, or provided to others.

This is everything you wish to understand regarding the styles of market segmentation: demographic, geographic, psychographic, behavioral, needs-based and transactional.

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Answer:

Adding the date at the end of the file name will be able to identify it as the most recent version.

The computation of the depreciation expense using the straight line method is shown below:

= (Original cost - residual value) ÷ (useful life)

= ($17,500 - $1,900) ÷ (5 years)   = $3,120

For year 2021, the depreciation is to be charged for 9 months i.e. from April 1 to December 31

= $3,120 × 9 months ÷ 12 months = $2,340

And, for the year 2022, it is same i.e. $3,120+

Any kind of calculation, whether arithmetic or not, that adheres to a well defined paradigm is referred to as computation. Computers are mechanical or electronic equipment used for computation. Computer science is a particularly well-known field of computation study. The theory of computation is crucial because it aids in the creation of effective compilers, research and development of programming languages, and the creation of efficient algorithms for use by computers. Depreciation is the practice of deducting the cost of a company asset over a number of years as opposed to just one. Depreciation can be calculated using one of four primary methods: a straight line, a twofold decreasing curve, a sum of the years' digits, or a unit of production.

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The risk-free rate is calculated to be 3.5% if the expected return on Bevo stock is 12.6 percent.

The risk-free rate can be described as the theoretical rate of return on investment with zero risk.

If the expected return on Bevo stock is 12.6% and the expected return on the market is 10%, then the risk-free rate can be calculated as follows;

ER on Bevo stock = Rf + 1.4(ER on market - Rf)

Here ER represents expected return and Rf represents the risk-free rate

Substituting the values;

0.126 = Rf + 1.4(0.1 - Rf)

0.126 = Rf + 0.14 - 1.4Rf

0.126 - 0.14 = Rf - 1.4Rf

Finding the common denominator;

5(Rf)/5 - 7Rf/5 = 0.126 - 0.14

5Rf - 7Rf / 5 = 0.126 - 0.14

-2Rf / 5 = -0.014

-2Rf = 5(-0.014)

-2Rf = -0.07

Rf = (-0.07) ÷ (-2) = 0.035

Converting it into percentage as follows;

Rf = 0.035 × 100 = 3.5%

Hence, the risk-free rate is determined to be 3.5%

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False, because a catch-up production strategy does not rely on constant levels of output and capacity while varying inventory and stock levels to handle fluctuating demand patterns.

Understanding Production is a process of converting raw materials into finished goods or adding value to a product (goods and services) in order to meet the needs of the community. The perpetrators of this production activity are producers (both individuals and organizations), while the goods that have been produced by producers are products (goods or services). The purpose of production activities carried out by producers is to meet the needs of the community and gain profits from these activities. The function of production activities is to create and add value to a product, be it goods or services.

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If you see the given data in the question, cost of borrowing ( loan interest rate ) is greater than the return (ATIRR). So it means that the property is not able to make use of the levereage and there exists negetive leverage

Leverage is an funding method of the usage of borrowed money—specifically, the usage of diverse monetary gadgets or borrowed capital—to growth the capability go back of an funding.  Leverage also can seek advice from the quantity of debt a organization makes use of to finance assets. Total Required Investment refers to the quantity the Borrower should make a contribution to the transaction which include the Borrower's down payment and the Borrower-paid transaction costs.

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This statement about the management pyramid is true A) the span of management is clearly defined in the management pyramid.

A management pyramid, also called a hierarchical structure, is an organizational shape where there may be one leader on top with increasingly more larger stages of management teams underneath them. You could envision the shape of those sorts of groups to resemble the form of a pyramid.

The 4 most commonplace sorts of managers are top-stage managers, middle managers, first-line managers, and group leaders. These roles range not best from their everyday obligations, but additionally to their broader function in the business enterprise and the sorts of personnel they manage.

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The statement 'managers can use the product life cycle model to help predict what pricing, product, promotional, and placement strategies they should employ at each of the four stages' is true.

In the field of business, the product life cycle model can be described as a model using which the life-cycle of a product is managed. All four stages of product life are strategized through the product life cycle model.

The product life cycle model helps in determining what the price of a product should be depending on factors such as the cost that took for its makeup, the cost of other related products in the market etc. All other strategies of promotions, placement, etc are managed by the product life cycle model.

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You should tell Barry that he should reduce his prices. Yachts are luxury goods and therefore exhibit a high price elasticity of demand. Thus, revenue would increase.

A yacht is a sailing or powered boat that is used for cruising, racing, or leisure. Although there isn't a set meaning, the phrase typically refers to boats with a cabin meant for overnight use. Any form of sea vessel that is used solely for entertaining, cruising, water sports, fishing, or year-round accommodation is considered a yacht.

A luxury good or service is something that is valued highly in a certain society. Products like expensive handbags or watches are examples of luxury goods, as are services like a chauffeur or golf club membership. As consumers' affluence grows, they tend to buy more luxuries.

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The complete question is:

You have been appointed head of marketing for Barry\'s Younique Yachts. Barry, the CEO, is interested in determining whether offering his yachts at a lower price would increase the firm\'s revenue. He asks you for advice. Using your knowledge of elasticity, you should tell Barry:

Reynolds furnishers is experiencing a period when their sales are increasing at a slower rate. the company realizes that new users cannot be added indefinitely and that, sooner or later, its market will approach saturation. Company is now entering beginning of growth stage.

A market is a composition of systems, establishments, tactics, social members of the family or infrastructures whereby events have interaction in change. while events can also trade items and offerings via barter, most markets depend on sellers providing their goods or services to customers in exchange for money.

A market is a place wherein buyers and dealers can meet to facilitate the trade or transaction of products and offerings. Markets can be bodily like a retail outlet, or digital like an e-retailer. other examples consist of illegal markets, public sale markets, and monetary markets.

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Purchasing Costs is  $19, 340. Cost of leasing is $16,860. So, Cost of buying is more as compared to the leasing.

Purchasing Costs is-

$1,500 + ($450 x 48 = $21,600) + $240 - $4,000

= $19, 340

Cost of leasing is-

($450 x 36 = $16,200) +(500 x 3 x 4% = $60.00) + 600

= $16,860

So, Cost of buying is more as compared to the leasing.

The total cost of the item(s) or service purchased, including taxes, shipping costs, and other fees and contingencies, is referred to as the purchase cost.

Leasing Costs refers to i) lease payments or brokers fees, (ii) direct payments, leasing allowances, work letters, or free rent, and (iii) rent reimbursements or rent credits compensated or granted to a tenant under a Current Lease or a New Lease.

Here is the complete question-

Based on the following, calculate the costs of buying versus leasing a motor vehicle. (LO6.2)

Purchasing Costs

Down payment, $1,500

Loan payment, $450 for 48 months

Estimated value at end of loan, $4,000

Leasing Costs

Security deposit, $500

Lease payment, $450 for 36 months

End-of-lease charges, $600

Opportunity cost interest rate, 4 percent

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Work-In-Process Inventory consist of costs of direct materials, direct labor, and overhead for partially completed products. So, the correct answer is (c).

Materials which have been partially finished during the manufacturing process have been identified as work-in-progress inventory. While they might be placed to one side in a buffered storage area, such goods are generally located in the manufacturing area. Since raw materials are typically introduced at the commencement of the conversion process, the cost of the work-in-progress generally includes the entire raw material costs involved with the obtain a complete.

Work-in-process inventory expenses will also include a portion of the direct labor cost and manufacturing overhead; added expenses for these expenditures will be incurred as part of the remainder process of production.

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Selecting an approximate price level is step of the price setting process would a new-product manager decide .

Pricing method is exercised to decide the cost of the producer offerings  to both the manufacturer and the customer. The pricing is based  on the company's average prices, and the buyer's perceived value of an item, as comparison  to the perceived value of the  competitors product.

Price level is the average of present  prices across the entire spectrum of goods and services manufactured  in an economy. In more simple  terms, price level define to the price or cost of a good, service, or security in the economy.

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The cost in the short Run for 9 years is $267  is mathematically given as

This is further explained below.

Generally,  The idea of the short run proposes that within a certain time frame in the future, at least one of the inputs will be fixed, while the others will continue to be variable.

In the field of economics, it is used to illustrate the concept that the amount of time an economy has to respond to various stimuli may cause it to behave in a variety of different ways.

[tex]Y = min( { x_1, \frac{ x_2}{5}[/tex]

So in short run, x_2 = 60, Y = 9

9 = min { x_1, 12}

Now, for 9 units of Y, the required amount of X1 is 9.

Generally, the equation for the short run is mathematically given as

SR = w_1y_1 + w_2*X_2

SR= 3*9 + 4*60

SR= 27 + 240

SR= $ 267

In conclusion, the cost in the short term for 9 years is $267

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CQ is attached below

To: The ABZ employees ; From: Sales manager ;Subject: Regarding grant for outstanding sales. {text}. This will be the format of memo.

Memo

To: The ABZ employees

From: Sales manager

Subject: Regarding grant for outstanding sales.

Dear employees, It is my pleasure to announce that the management of our organization has agreed to grant the incentives for outstanding sales of $ 20,000. The criteria of selection is the number of sales in the past month.

Thank you.

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Fair Trade refers to a strategy for national governments to actively intervene to guarantee that exports from home companies obtain an equitable share of global markets.

A method of certification known as "fairtrade" tries to guarantee that a set of standards are satisfied during the manufacturing and supply of a good or ingredient. Fairtrade represents workers' rights, safer working conditions, and more equitable remuneration for farmers and workers. For consumers, it means premium, ethically made goods. The Fairtrade Minimum Price helps farmers who cultivate goods like cocoa, coffee, and bananas become more financially secure and less susceptible to poverty. Equitable sharing is a term used to describe a United States programme where state and federal law enforcement agencies split the earnings from the sale of assets that have been forfeited.

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Cisco purchased pure digital, maker of the flip video recorder, but ended up shutting the unit down a little over two years later. the reason for cisco's failure was: Envelopment. Smartphone manufacturers and music players began to offer video recording features, enveloping the benefit provided by Pure's gear in their offerings.

A manufacturer is someone or business enterprise that produces finished items from uncooked materials by means of the usage of various equipment, equipment, and strategies, and then sells the products to purchasers, wholesalers, vendors, outlets, or to different manufacturers for the manufacturing of greater complex goods.

Production organizations are organizations that use raw materials, extra elements, or additives to create a completed precise. 3 production corporations are: Nestle: Turns raw cocoa into chocolate merchandise, as well as drinks. under Armour: Turns raw cotton and different materials into textiles or apparel.

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Answer:

The aswer is D

Explanation:

It is conventional

Participants would submit their concepts along with a jingle suggestion, and the winner would get $1,000 and have their chip concept put into reality. A contest is an illustration of a sales promotion strategy.

People enter or take part in contests as sales promotions in order to be eligible to win a prize. Examples include the Monopoly game at McDonald's and the Publishers Clearing House sweepstakes.

A contest is described as a promotion in which entries require a certain level of expertise and winners are selected based on the quality of their submissions. Entrants may be required to submit a photo, respond to questions, write brief responses, or carry out any other activity or task that can be evaluated on performance as part of a contest.

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If wine and roses, incorporated, offers a bond with a coupon of 7.5 percent with semiannual payments and a yield to maturity of 7.95 percent. the bonds mature in 15 years. The market price of a $1,000 face value bond is: $960.97.

We would be making use of financial calculator to determine the market  price of the bonds by inputting the below data into the calculator

= -PV(Rate;NPER;PMT;FV;type)

Where:

PV = Present value ?

Future value = $1,000

Rate of interest = 7.95 percent / 2= 3.975

NPER =15 years × 2 = 30 years

PMT =  $1,000 × 7.5% ÷ 2 = $37.5

Hence,

PV = $960.97

Therefore the market price is the amount of $960.97.

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An invention that I want to want to invent is an application that helps to detect cancer early and can be used at home and office.

The important reason to get it patented so that no one can claim ownership or copy it as their own innovation.

A patent is seen as a priceless corporate asset and a crucial commercial instrument that may be applied in a variety of ways. There are several reasons why you might decide to submit a patent application, including:

Therefore, You have the right to prevent others from copying, producing, selling, or importing your innovation without your consent if you have a patent.

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